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SBA sets December 21 physical-disaster loan deadline for Eastern Washington wildfire declaration

2 min read

Original editorial artwork from the Hugin archive; symbolic illustration, not a depiction of the subject.

An SBA declaration issued October 22 and published October 27 covers Eastern Washington wildfires from July 23 through August 31. Spokane is the primary county, with listed neighboring counties in Washington and Idaho. The notice sets December 21 for physical-loan applications and July 22, 2027, for economic-injury applications; it announces loans, not grants or completed awards.

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The Small Business Administration has set December 21, 2026, as the physical-loan application deadline under its Eastern Washington wildfire declaration. Economic Injury Disaster Loan applications have a separate deadline of July 22, 2027.

Which disaster and places

The declaration was issued October 22 and published in the October 27 Federal Register. It covers the Eastern Washington wildfires during an incident period of July 23 through August 31, 2026. Publication is not the date the fires began.

Spokane County is the primary county. The notice also lists Lincoln, Pend Oreille, Stevens and Whitman counties in Washington, and Benewah, Bonner and Kootenai counties in Idaho as contiguous counties adversely affected by the disaster.

The Washington disaster identifier is WA-20033. The notice assigns number 219845 for physical damage and 219850 for economic injury. Applicants should distinguish the two categories and their separate deadlines.

Rates in the notice

The physical-damage table lists homeowner rates of 5.750 percent where credit is available elsewhere and 2.875 percent where it is not. Listed business rates are 8.000 percent and 4.000 percent respectively. Private nonprofit organizations have a listed rate of 3.625 percent in either credit category.

For economic injury, the table lists 4.000 percent for businesses and small agricultural cooperatives without credit available elsewhere, and 3.625 percent for private nonprofit organizations without credit available elsewhere. These published categories do not establish the rate or eligibility of a particular applicant.

How to apply and what remains unknown

The notice directs applications to the MySBA Loan Portal or locally announced in-person locations. Its disaster customer-service number is 1-800-659-2955; people using telecommunications relay services can dial 711.

This is a disaster-loan declaration. It does not announce grant payments, approve an individual application or report how much assistance has already been disbursed. The notice supplies application deadlines and listed rates, rather than a decision on any household's or business's claim.

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